Ensure Your Future is Protected With the Best Disability Insurance
You rely on your income to fund every aspect of your life. In the event that you unexpectedly become unable to work due to illness or injury, disability insurance provides coverage that can provide money to help you pay your mortgage, make car payments, and ensure that your financial stability is not at risk.
Finding disability insurance is more challenging than it may seem. There’s a variety of providers, plans, and coverage options to choose from. At Mocombe Financial Services, our experienced insurance brokers can do the legwork and find you the best disability insurance. No matter what type of coverage you’re looking for, we’ll find a solution that will financially support you no matter the circumstances.
Why Partner With Mocombe Financial Services for Disability Insurance
- Over two decades of experience
- Can help you find short-term or long-term disability coverage
- Ensures adequate coverage with integrated short and long-term solutions
- Makes it easy to receive a quote and sign up for insurance
- Frequently evaluates your policy to make sure you are getting the best value
- Saves time and money on plan administration
- Provides free, no-obligation disability insurance quotes
We Can Help You Find Disability Insurance That Fits Your Needs
Individual disability insurance, also known as personal disability insurance, protects you and your source of personal income from injury and illness. Purchasing an individual disability insurance policy can also serve as gap coverage, ensuring that you will continue to have coverage if you switch jobs or in the event that your employer decides to drop their plan.
Short term disability (STD) insurance covers you for a short amount of time following an illness or injury that keeps you out of work. It provides funds to help with monthly debt obligations such as car, mortgage, rent, and credit card payments — or to help replace lost income if you become disabled. STD plans can work with long-term disability plans to help ensure continuity of coverage.
Long term disability (LTD) insurance is a policy that pays you additional funds for long-term illnesses and injuries that are sustained inside or outside of work. It takes effect after your short-term disability insurance runs out. LTD insurance can help you maintain your standard of living while recovering from a long-term or chronic disability.
Trust Our Disability Insurance Brokers to Find You the Coverage You Need
Did you know that working-age adults are more likely to suffer from a lengthy disability in any given year than they are to die? Unless it is offered through their employer, most adults have little, if any, disability insurance coverage. Rather than taking the time to research and compare the different plans available to you, the experts at Mocombe Financial Solutions will find the most effective packages on the market. Our brokers also give you the in-depth consultative expertise and solutions you need to make sure your plan is efficiently designed and administered.
Why You Need Disability Insurance
While most people see the clear benefits of life insurance or health insurance, disability insurance is often overlooked. But it’s just as important a part of your financial plan as other types of insurance. Disability insurance ensures that you have income coming in even if you’re sick or injured to protect all of your financial needs.
The idea of missing months or years of work due to an injury or illness probably seems like something that won’t ever happen, especially if you’re young and healthy and if you work at a desk. However, according to the Social Security Administration, more than one in four individuals in their 20s will experience a disability for 90 days or more before they reach the age of 67. If you work, have people relying on your source of income, and aren’t financially able to go years, or even just months, without a paycheck, disability insurance is definitely something you should consider. Contact Mocombe Financial Services if you would like to learn more about disability insurance.
Finding Disability Insurance Is Easier Than You May Think
Contact our disability insurance brokers and receive a free consultation.
Choose A Plan
Review multiple disability insurance plans hand-selected by our experts.
Add extra coverage and benefits on top of your disability insurance plan.
Get Covered Fast
Our team works quickly to ensure you get short or long-term coverage solutions.
Request a Free Disability Insurance Quote
When it comes to disability insurance, how much coverage you need depends on your individual financial circumstances, including your ability to self-insure with savings. To learn more about disability insurance options available to you and which policies are best for your financial circumstances, contact us today by calling (844) 610-8796 or filling out the form below.