Medicare Simplified

Free annual plan comparison across all Medicare options — Advantage, Medigap, Part D. Lifetime support included at no cost.

Compare Plans Free

Making Medicare Easy to Understand

Medicare has many parts, options, and deadlines — and choosing wrong can cost you. We provide free, unbiased guidance to help you navigate your choices every step of the way.

As an independent broker, we compare all available plans in your area so you can choose with confidence. Our service costs you nothing — we’re paid by the carriers, not by you.

Medicare Options at a Glance

TypeWhat It CoversPremium
Original Medicare (Parts A & B)Hospital stays, doctor visits, outpatient carePart B premium (income-based)
Medicare Advantage (Part C)All-in-one replacement for Parts A, B, and usually DOften $0 monthly
Medigap (Supplement)Covers deductibles, copays, and coinsuranceVaries by plan and carrier
Part D (Prescription Drugs)Prescription medication coverageSeparate premium, varies

Medicare Advantage (Part C)

These all-in-one plans bundle hospital, medical, and often prescription drug coverage. Many include extra benefits like dental, vision, hearing, and gym memberships. Often available with $0 monthly premiums.

Medigap (Supplemental Insurance)

Medigap policies fill the gaps in Original Medicare — covering deductibles, copayments, and coinsurance. They give you predictable costs and freedom to choose any doctor who accepts Medicare.

Part D (Prescription Drug Plans)

Standalone prescription drug plans that help cover the cost of medications. We compare formularies to find the plan that covers your medications at the lowest cost.

Important Medicare Deadlines

  • Initial Enrollment Period: 7-month window around your 65th birthday
  • Annual Enrollment Period (AEP): October 15 – December 7 each year
  • Medicare Advantage Open Enrollment: January 1 – March 31
  • Special Enrollment Periods: For qualifying life events

Frequently Asked Questions

When should I sign up for Medicare?
You can enroll 3 months before turning 65, during your birthday month, and up to 3 months after. Delaying may result in lifetime late penalties, so it’s important to act on time.
What’s the difference between Advantage and Medigap?
Medicare Advantage replaces Original Medicare with a plan that has network restrictions but often includes extra benefits. Medigap supplements Original Medicare with no networks but higher monthly premiums.
How much does your service cost?
$0. Our Medicare guidance is completely free. We’re paid by the insurance carriers, not by you. There’s no extra cost for our expertise.

Free Medicare Consultation

No cost. No obligation. Just honest advice from a licensed specialist.